IPARD BUSINESS PLAN

All costs with regard to providing instruments of security as well as of the execution of insurance-related tasks, deletion and retrieval of realized instruments shall be carried by the loan beneficiary. Water — irrigation systems with low water consumption for example drip irrigation systems , systems of adapting the animals with the ration water consumption and minimising the water losses for example drinking troughs with constant level Energy — investments in equipment for using recoverable energies biogas, solar energy, windmills, geo-thermal energy, etc. As means of loan security IDF MN JSC shall accept bills of exchange, mortgages on real estate, bank guarantees, local government units’ guarantees, guarantees of the Government of Montenegro, guarantees of credit rating legal entities, stocks of receivables administrative bans on income, at least one solvent guarantor depending on the amount of the loan and the guarantor’s income , premiums, subsidies, grants and direct payments ensured by the Ministry of Agriculture and Rural Development, as well as other typical means of security in banking operations and in accordance with acts of IDF MNE JSC and the decisions of the relevant authorities of IDF MNE JSC. President of the Board of Directors. Final utilization period shall be established on the case-by-case basis for each individual loan arrangement dependent on the real needs and the dynamics of investing. Upon meeting the requirements and conducting the procedure in accordance with IPARD rules, loan beneficiaries shall be entitled to a refund in the set amount, which is deduced from the loan principal.

In case of a direct loan arrangement that is fully or partially supported by a bank guarantee, cash collateral or State municipality guarantee, such loan arrangement or its proportional part shall not be considered as exposure of the end beneficiary. Activities related to rights to a refund are carried out by the Ministry of Agriculture and Rural Development of Montenegro. President of the Board of Directors. All costs with regard to providing instruments of security as well as of the execution of insurance-related tasks, deletion and retrieval of realized instruments shall be carried by the loan beneficiary. The loan beneficiaries under this credit line are agricultural producers , micro, small and medium enterprises which perform agricultural activities within their activities and which received from the Ministry of Agriculture and Rural Development a decision confirming that they are IPARD project beneficiaries. President of the Board of Directors. As means of loan security IDF MN JSC shall accept bills of exchange, mortgages on real estate, bank guarantees, local government units’ guarantees, guarantees of the Government of Montenegro, guarantees of credit rating legal entities, stocks of receivables, administrative bans on income, at least one solvent guarantor depending on the amount of the loan and the guarantor’s income , premiums, subsidies, grants and direct payments ensured by the Ministry of Agriculture and Rural Development, as well as other typical means of security in banking operations and in accordance with the Acts of IDF MNE JSC and the decisions of the relevant authorities of IDF MN JSC.

Ranking criteria

Investment And Development Fund of Montenegro. Upon meeting the requirements and conducting the procedure in accordance with IPARD rules, loan beneficiaries shall be entitled to a refund in the set amount, which is deduced from the loan principal.

In case of a direct loan arrangement that is fully or partially supported by a bank guarantee, cash collateral or State municipality guarantee, such loan arrangement or its proportional part shall not be considered as exposure of the end beneficiary.

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Loans are designed for supporting investments in agricultural holdings in accordance with the Call of the Ministry of Agriculture and Rural Development of Montenegro. Activities related to rights to a refund are carried out by the Ministry of Agriculture and Rural Development of Montenegro.

ipard business plan

All costs with regard to providing instruments of security as well as of the execution of insurance-related tasks, deletion and retrieval of realized instruments shall be carried by the loan beneficiary.

Investments in equipment ensuring hygienic and welfare of busineess in the holding. As means of loan plqn IDF MN JSC shall accept bills of exchange, mortgages on real estate, bank guarantees, local government units’ guarantees, guarantees of the Government of Montenegro, guarantees of credit rating legal entities, stocks of receivables, administrative bans on income, at least one solvent guarantor depending on the amount of the loan and the guarantor’s incomepremiums, subsidies, grants and direct payments ensured by the Ministry of Agriculture and Rural Development, as well as other typical means of security in banking operations and in accordance with the Acts of IDF MNE JSC and the decisions of the relevant authorities of IDF MN JSC.

Upon meeting the requirements and conducting the procedure in accordance with IPARD like rules, loan beneficiaries shall be entitled to a refund in the set amount, which is deduced from the loan principal.

Final utilization period shall be established on the case-by-case basis for each individual loan arrangement dependent on the real needs and the dynamics of investing. Exceptionally, in case of refunds of the paid investments, the transfer of funds to the loan beneficiary’s account may be performed as a single payment, in accordance with the present rulebook of IDF MN JSC.

Loan Applications that are not supported with mandatory defined documents shall not be taken into consideration. President of the Board of Directors. The loan beneficiaries under this credit line are agricultural producersmicro, small and medium enterprises which perform agricultural activities within their activities and which received from the Ministry of Agriculture and Rural Development a decision confirming that they are IPARD project beneficiaries.

The goal of the project is to support investments in food processing, introduction and implementation of rural development measures, improving competitiveness on the agricultural products market, as well as introducing and strengthening European food production standards.

In the process of selection, the eligibility criteria will be checked first. Activities related to rights to a refund are carried out by the Ministry of Agriculture and Rural Development of Montenegro.

IDF – Agriculture Development Support Programme – IPARD

Investments in farm buildings by using local resources and are of ecological design wood, stone etc. Loan Applications that are not supported with mandatory defined documents shall not be taken into consideration.

ipard business plan

Loan beneficiaries shall be obliged to a dedicated usage of loan funds in accordance with this programme and agreement signed between IDF MN JSC and loan beneficiary. In case the application meet these requirements, the Business Plan will be assessed and future evaluation will be done according to the selection criteria laid down in the scoring table above, in order to be sure that the investment meets the objectives of the measure.

Loan beneficiaries shall be obliged to a dedicated usage of loan funds in busimess with this programme and agreement signed between IDF MN JSC and loan beneficiary.

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Ranking criteria – IPARD –

Priority shall be given to projects, which demonstrate the following criteria: President of the Board of Directors. Investment And Development Fund of Montenegro.

As means of loan security IDF MN JSC shall accept bills of exchange, mortgages on real estate, bank guarantees, local government units’ guarantees, guarantees of the Government of Montenegro, guarantees of credit rating legal entities, stocks of receivables administrative bans on income, at least one solvent guarantor depending on the amount of the loan and the guarantor’s incomepremiums, subsidies, grants and direct payments ensured by the Ministry of Agriculture and Rural Development, as well as other typical means of security in banking operations and in accordance with acts of IDF MNE JSC and the decisions of the relevant authorities of IDF MNE Businese.

In case of a direct loan arrangement that is fully or partially supported by a bank guarantee, cash collateral or State municipality guarantee, such loan arrangement or its proportional part shall not ubsiness considered as exposure of the end beneficiary. Water — irrigation systems with low water consumption for example drip irrigation systemssystems of adapting the animals with the ration water consumption and minimising the water losses for example drinking troughs with constant level Energy — investments in equipment iaprd using recoverable energies biogas, solar energy, windmills, geo-thermal energy, etc.

Iparrd in specific crop protection equipment for ensuring the integrated management for controlling the pests and diseases Investments in equipment that ensure the management of organic waste in the farm basins iparc stocking the liquid manure, platforms of making compost from farmyard manure Equipment for loading, transportation and spreading the farmyard manure in the field; Installations for waste waters treatment and recycling the treated water.

All costs with regard to providing instruments of security as well as of the execution of insurance-related tasks, deletion and retrieval of realized instruments shall be carried by the businness beneficiary. Micro, small and medium enterprises which perform agricultural activities within the scope of their activities.

Registered agricultural producers which received the support of the Busindss of Agriculture bueiness Rural Development from the IPARD like; End beneficiaries of these loan arrangements may be entities that have obtained a confirmation from the Tax Administration on their tax arrears.

The goal plqn the project is to support investments in registered agricultural estates in order to introduce and implement rural development measures, improve competitiveness on the agricultural products market, as well as to introduce and strengthen European food production standards.

End beneficiaries of these loan arrangements may be entities that have obtained a buziness from the Tax Administration on their tax arrears. Loans are designed for supporting to agricultural households and companies in accordance with the Call of the Ministry of Agriculture and Rural Development of Montenegro.

Final utilization period shall be established on the case-by-case basis for each individual loan arrangement dependent on the real needs and the dynamics of investing.